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Watchdog: Mandatory health insurance idea is flawed

November 20, 2008 by  

Mandatory health insurance may not empower the patientThe concept of obligating every American to purchase health insurance coverage is unsound and is likely to lead to abuse by the insurance industry, a consumer group has said.

According to Consumer Watchdog, the insurance industry’s agreement to support national healthcare reform is "self-serving" because it would profit from a situation in which everyone was required to purchase coverage.

Insurance companies would effectively be left on their own to decide on premium prices and details of coverage, removing power from the hands of the consumer, the group explains.

"That’s like GM agreeing to a bailout plan that requires every American to buy a new Suburban each year, as long as GM gets to set the price and decide whether or not to include the transmission," commented Consumer Watchdog’s Jerry Flanagan.

The findings of a Consumer Watchdog poll reveal that 63 percent of people are against mandatory health insurance when there is no limit set on charges.

Last year, Massachusetts became the first state to make health insurance mandatory for all residents in an attempt to make coverage more affordable.

However, according to a recent poll by the Boston Globe and the Blue Cross Blue Shield of Massachusetts Foundation, cost is still the number one health concern of those living in Massachusetts.
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  • Bob Livingston

    More government intervention into health insurance is NOT the answer, folks.  This won’t solve anything.  Bob

  • Bill

    If history is any indicator of past performane, whenever the Government gets involved with any portion of our lives, it becomes more complicated, more costly, and more inefficient. 

  • Ernest

    Re Massachusetts: If all insurance companies licensed to do business in Massachusetts participate in the system, isn’t one of the benefits to the consumer supposed to be competition.? Have the companies colluded to set prices and eliminated competition, or has the medical care industry colluded to set prices, and/or both?  Perhaps insurance companies being forced to cover all applicants regardless of risk is driving up costs.  Without spending 24/7 researching the issue, how is an average citizen like myself supposed to be able to make an informed purchasing/voting decision on this subject.

    Or perhaps, is the underlying purpose here for it to be so difficult to find the truth that one just gives up and relies on government for an answer? That’s even scarier than trying to find the truth on my own!

  • charles conly

    On Fark I found a link to the Boston Globe, and an article on the new state compulsory insurance,  the fines for missing a payment  (remember McCain asking Obama: what is the fine for not paying?  Obama refused to answer 3 times, that should be a warning)  The cost per person is about $99 per week for less than the free clinic!  (Now no service if you are white! try it sometime)   NO accountability for the Ins. Co.   Just the bribes to the poloticians!   The truth wasn’t in the article—–it was in the 40 or so comments, by the people robbed!   From his website,  a copy is what we are getting.   They think some white people have lived too long.   

  • bert cisneros

    What we need is a one payer system with the insurance companies phased out of health care. The motive of health care companies to chose profits over people is too enticing to pass up. If there’s one thing we have learned about the crises we are experiencing is that this country is too big to let any citizen fall prey because when one chip falls out of place we all feel it.  Making money over the welfare of its citizens is archaic thinking. When that happens, we all lose. Conservatives have to reconsider that our past priorities are now contrary to the best interests of our country. The first responsibility of the president and congress is not only to protect us from outside enemies but to be vigilant of the inner enemies that can demolish our young country. They who only consider profits first over patriotic citizens are not Americans.  All of us are hurting now. There is no part of the 95% group of working Americans that hasn’t suffered terrible and tragic loses to their families and communities, and, sadly, there are more to come. I believe we have to rethink our philosophies and retructure them to be more inclusive of people first. We are about to see long lines in the pantries of America lengthen and despair overtake many citizens, as is now being experienced by many, who six months ago had the “good life.” It is time to change our many years of being told one thing but the opposite was being done. I pray for our country in this time of great pain and need. May we all come together with thought of inclusion to help our country and democracy survive. Financiers and profit seekers should practice the physician’s first edict: “First do no harm.”

  • steve sheehy

    Most doctors,while accepting exorbitant fees, no little more than how to stick a vaccine into a butt, order an x-ray or MRI, or write a prescription for the pharmaceutical firm that has turned the physician, with rare exceptions, into a mindless zombie.

  • Joseph C. Moore

    Although insurance for everyone is supposed to benefit everyone, the insurance companies are in the business of PROFIT. Having a comprehensive insurance policy (whether health or automotive) means that claimants benefit while the healthy or careful driver PAY for the unhealthy or careless claimants. I do Not find this equitable and do not feel that I should be forced to support this idiocy. It is another of the intrusive, nanny state policies being foisted on the public.

  • Carol Gacioch

    I have been in the health field since 1957. What a lot of people don’t realize is that the drug companies subsidize 90% of the medical schools. Doctors are brain washed into thinking that they must prescribe drugs given to them by the big Pharma. It use to be that when a drug company came out with a new drug they only had 5-7 years to recoup their money. Now they can partition congress and have a monopoly on that drug for up to 30 years. How much profit is necessary? As private citizens we don’t stand a chance with the big money and the politicos in Washington. The free market system was good enough years ago when we had drug companies that competed and prices didn’t change that much. Now they can charge 3 different prices for the same drug, put it in a different bottle and label and still make a profit. Doctors have also been brain washed concerning alternative methods of treatment. Mainly supplements and herbals, chiropractics, etc. They don’t understand them and are afraid of them. Many people have been cured of all kinds of diagnoses by taking supplements that are far cheaper than the big drugs. The cost of health care would drop significantly if all of these methods of care were incorporated into our system.
    I have been an RN for over 30 years and it distresses me to see the amount of drugs that docs prescribe and people who take them blindly without checking the side effects or adverse reactions. Please check on the net the drugs you are taking. Then visit your local Health Food Store and take the supplements that will help you far more and be cheaper too. Thanks for listening.

  • http://none John Detwiler

    perhaps the most important point is the fact that requiring everyone to uy insurance is that it is blatently unconstitutional. The Obama administration and it’s Democratic Senate and Congress flunkies seem to think that what ever they decide to do the it is their right and is perfectly legal.

  • Charlie

    If Congress did not sign the revised Bill (twice) Once in the beginning and again after the revisions were made, this would make it illegal and take away the Tax payers rights. Unless the President can Squeeze it in after he signed the HC Bill! Insurance should not be a controlled. Its the rights of the people to make choices. The down grade of the economy and lost finances makes it extrememly hard on the folks that lost so much .
    Carol Gacioch thank you for speaking out, Nicely stated and appreciate you informing us. The tallest buyilding in cities is usually the insurances companies and Banks, When it should be the Church and the Cross.. that is our strength

  • s c

    Interesting stuff. Ten responses, and not a progressive in sight. It seems like few people saw this abomination coming. This would be a first-rate topic to run again (but maybe in a slightly altered form).
    Now that most people see that sickening loser in the White House for what he is, maybe people will admit that this prez can’t be trusted. If he’s not a slimer’s slimer, he’s as close as anyone living can get.
    Anybody need more PROOF of the REAL value of a NWO progressive?

  • Sassy Lou

    First off..THERE IS NO MANDATORY HEALTH CARE…it was never in any plan..and if you morons would stop watching FOX news..you may actually learn some facts and be up to date on current events.

    Try watching CSPAN for a change.

    Morons!

  • http://aphoenix.cz.cc Lakendra Khatib

    What they do want is to continue to use – or float – premium money to make more money for the company. The more free premium money a company has to “float”, the more investment income it can produce. The greater the insurance claims savings, the greater the “float”. Eventually some of the premiums must be used to make claim payments and operating expenses. But the longer the insurance company can hold onto your money, the more money it can make for itself.

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