To Avoid Obamacare Costs, Employers Preparing ‘Skinny’ Insurance Plans

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In order to avoid having to pay penalties under Obamacare’s mandatory-coverage rule, many employers are readying a new, lower tier of “skinny” healthcare policies that will cover preventive care, but won’t pay for hospital stays.

Under Obamacare, employers who don’t provide employees minimum coverage can face a $2,000 per-worker penalty. But the new cut-rate policies, which won’t cover surgery, prenatal care or diagnostic work such as X-rays, qualify employers as participants in mandatory minimum coverage.

The new tier of low-benefit plans will still subject employers to government penalties, but most are expected to be less than $100 per worker.

Ben Bullard

Reconciling the concept of individual sovereignty with conscientious participation in the modern American political process is a continuing preoccupation for staff writer Ben Bullard. A former community newspaper writer, Bullard has closely observed the manner in which well-meaning small-town politicians and policy makers often accept, unthinkingly, their increasingly marginal role in shaping the quality of their own lives, as well as those of the people whom they serve. He argues that American public policy is plagued by inscrutable and corrupt motives on a national scale, a fundamental problem which individuals, families and communities must strive to solve. This, he argues, can be achieved only as Americans rediscover the principal role each citizen plays in enriching the welfare of our Republic.

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