Personal Liberty Digest™ will be upgraded this weekend to reflect a dynamic new look and mobile-friendly viewing to enhance your experience! Plus, we'll be providing even more of the compelling content you've come to expect, delivered in a whole new way!

  Comments Subscribe to Personal Liberty News Feed Subscribe to Personal Liberty

Study: Bad Credit No Predictor Of Stealing

BATON ROUGE, La., Nov. 2 (UPI) — Some companies say they check prospective employees’ credit scores because those with a low score may steal, but U.S. researchers say there is no link.

Jeremy Bernerth of Louisiana State University’s E.J. Ourso College of Business said a survey of employers by the Society for Human Resource Management found 60 percent conducted credit checks for some or all candidates as part of the hiring process.

Bernerth and colleagues at Texas Tech University and Northern Illinois University found no correlation between poor credit scores and bad behavior on the job.

“Most companies attempt to justify the use of credit scores because they think such employees will end up stealing, but our research suggests that might not be the case,” Bernerth said in a statement. “It was telling that poor credit scores were not correlated to theft and other deviant types of work behaviors.”

However, the researchers found a link between credit scores and personality types — with easy-going people posting worse credit scores than disagreeable and rude individuals.

“This suggests that agreeable individuals might get themselves in trouble by co-signing loans for friends or family or taking out additional credit cards at the suggestion of store clerks,” Bernerth said.

UPI - United Press International, Inc.

Since 1907, United Press International (UPI) has been a leading provider of critical information to media outlets, businesses, governments and researchers worldwide.

Facebook Conversations

Join the Discussion:
View Comments to “Study: Bad Credit No Predictor Of Stealing”

Comment Policy: We encourage an open discussion with a wide range of viewpoints, even extreme ones, but we will not tolerate racism, profanity or slanderous comments toward the author(s) or comment participants. Make your case passionately, but civilly. Please don't stoop to name calling. We use filters for spam protection. If your comment does not appear, it is likely because it violates the above policy or contains links or language typical of spam. We reserve the right to remove comments at our discretion.

Is there news related to personal liberty happening in your area? Contact us at


Sign Up For Personal Liberty Digest™!

PL Badge

Welcome to,
America's #1 Source for Libertarian News!

To join our group of freedom-loving individuals and to get alerts as well as late-breaking conservative news from Personal Liberty Digest™...

Privacy PolicyYou can opt out at any time. We protect your information like a mother hen. We will not sell or rent your email address to anyone for any reason.