State-By-State Obamacare Rate Table Offers A Great Incentive To Stay Healthy (Forever)

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What is it gonna take for President Barack Obama to get you to drive away in a brand new Obamacare policy next week?

Double… Triple… Sextuple. How much are you willing to pay, particularly if you’re single and not too advanced in years, to swap your current health plan for an Obamacare plan?

The Wall Street Journal published a table Wednesday of State-by-State data from the U.S. Department of Health and Human Services that contrasts the current lowest price of a single-coverage policy for a 27 year-old with the lowest price that same 27 year-old can expect to pay if he ditches his insurance (or, more likely, if his Obamacare-escaping employer cuts his hours back to 29 per week) in favor of an Obamacare plan.

Not being arithmeticians, and gently pressured by working deadlines, we only had a chance to crunch a few of the numbers. But it appears at a glance that the best Obamacare deal lies in the great State of New Hampshire, where the cheapest privately-held coverage plan of $149 per month can be supplanted for a relative steal of only $37 more per month.

What a bargain – New Hampshire residents could be the envy of everyone else. The contrast between cheap coverage now and “cheap” coverage under the Affordable Care Act gets downright loony in places like Little Rock ($31 monthly premiums versus $190 under Obamacare), all of Delaware ($51 versus $203), New Orleans ($39 versus $170) and Omaha ($26 versus $162 – a whopping 623 percent increase).

Sure, $26 is dirt cheap by absolutely any measure. But being told you’re going to have to pony up six times that amount for a revamped version of what you already have is basically the grown-up, government equivalent of watching a toddler make-believe demand that his baby sister pay a kajillion bajillion dollars before he’ll hand back her princess wand.

The table represents only those States where the Federal government is setting up and managing the mandatory insurance “exchanges” (a.k.a. virtual marketplace). Elsewhere, the health care exchanges will be managed by the States themselves.

As the table notes, some people may be eligible for subsidies to defray the hike in policy prices. But guess who pays for that? All the poor saps in Omaha who sign up to pay the $162 per month (and so on, in each State). And, if young and healthy people opt for the Obamacare penalty instead of buying coverage – as many industry pundits predict – that $162 a month will climb higher to make up the difference.

So what, exactly, is Ted Cruz on about? The conservative Texas Senator’s Obamacare-attacking filibuster gag was just a bunch of self-serving grandstanding borrowed from the McCarthy era…

Wasn’t it?

Personal Liberty

Ben Bullard

Reconciling the concept of individual sovereignty with conscientious participation in the modern American political process is a continuing preoccupation for staff writer Ben Bullard. A former community newspaper writer, Bullard has closely observed the manner in which well-meaning small-town politicians and policy makers often accept, unthinkingly, their increasingly marginal role in shaping the quality of their own lives, as well as those of the people whom they serve. He argues that American public policy is plagued by inscrutable and corrupt motives on a national scale, a fundamental problem which individuals, families and communities must strive to solve. This, he argues, can be achieved only as Americans rediscover the principal role each citizen plays in enriching the welfare of our Republic.

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  • Karl Dulaff

    It will be amusing to watch the left stream media try to spin this boondogle into something that is good for democraps in an election year as more and more of the leftist dimwits who voted for 0 realize they are being forced to pay more for less. As their political heroes explain to them how now many folks who couldn’t afford health insurance now have it, those liberals will say “F__k them!” because every single liberal I’ve ever met supports these bleeding heart programs as long as THEY don’t get stuck with the bill.
    It took years for most people to realize that Social Security was an unsustainable, quazi-Ponzi scheme, but 0care has the virtue of sucking even before it’s implemented, and it will only get worse as more regulations and gubmint bureaucraps meddle in our lives.

    • Warrior

      Karl – I couldn’t have said it better myself. Kudos!

    • Vash the Stampede

      SS would have close to 3 trillion or more in cash in it.If the Gov’t would not borrowed the cash to pay the interest on the national debt & other expenditures. Replacing it with nonmarketable treasuries that we the people will have to pay back again. In stead of us paying it back the Fed Gov’t should take 200 billion or more out of its budget per year & start to buy the debt out of SS. After 10 years the debt would be almost gone. This won’t happen even if hell freezes over but you could hope for some gov’t responsibility.

  • Dukester

    Well, if we need this kind if incentive to stay healthy, then maybe it’s a good thing! And BTW, republicans said the same thing about Social Security in the 1930’s.

    • Karl Dulaff

      And those Republicans were absolutely correct.

    • Robert Messmer

      Do you not wonder why SS set the retirement age at 65 when the average age of death was 58?

  • rb

    I’m not understanding why the word “affordable” is being used to describe a plan where very little gets paid for by the insurance company. The deductable for a family is over $12k annually before insurance kicks in and after that only 70-90% of the bill gets paid. I can’t even buy tires for my car thanks to the current economy and this administrations answer is well let’s just force them to buy it…it’s affordable if we force them to buy it. I guess they figured we can print money like they do.

    • Becky Sue

      I wonder if we can use Monopoly money to pay for it?! Rats – I gave away my board games when we moved 3 years ago! I AM broke!!!

    • Robert Messmer

      When you understand that you will know how something can be “NEW” and “Improved” at the same time or why when airplanes don’t hit each other it is called a “near miss” when we all know that a “miss is as good as a mile”.

  • Dave Sherburne

    I see some of the premiums but what about the deductibles.what about co-pay.

    • Robert Messmer

      He hehe you will just have to volutarily buy into the plan to find out.

  • marc

    I’m certainly healthy enough, and armed enough to understand that it’s not in my best interest to volunteer as a milk cow for govt by opting to purchase either obamacare or pay the penalty/tax (out, but somehow still in) for non-obamacare.
    I opt out, Constitutionally, from both. Thanks for the offer, biggovt, but no thanks.

  • BLANK FRANK

    The Jig is up..The LOONY TUNES DEMs know it is a horror, too, that is why they are illegally changing deadlines so they don’t get killed in 2014 elections…Imagine being so full of pride & ego, that they would continue to run with this toxic football & let people suffer & not admit they were wrong or at least change some of the bad provisions! God sees all & their judgment day is coming!!

  • Bill in Colorado

    just a thought… giving up car insurance for health insurance furthering the green agenda.

    • Judicious

      I guess that Medical Marijuana is kicking in. Do you have it delivered by UPS?

      And I guess the grocery store, the doctor’s office and dentist’s office are right next door, so you don’t need a car. Maybe there’s a bus stop on the corner. Oh, well, you can always call a taxi…

      BTW, at age 26 the average annual car insurance is $1600 per car, while the average ACA insurance is $1800 PER PERSON for the cheapest plan.

      The ACA is pure poison; the unions, corporations, and even the government sought exemptions because it’s so bad!

      • Robert Messmer

        I think Bill in Colorado was saying that he would HAVE to give up car insurance to be able to pay for the “you will save money” Obama care health insurance…..not that he wanted to or was doing it voluntarily.

        • Judicious

          Code phrases for “grass” abound. Perhaps Colorado Bill can personally explain “the green agenda…”

  • 1baronrichsnot1

    Gov. scott has florida in the gov’t pool, don’t know why. We have plenty of old fearts that forgot more about insurance than scott ever knew! It seems they are preparing us for some sort of extreme price esculation in the obamacare arena! They just don’t wanta bother with a state exchange! Seems the state exchanges fare a whole lot better.. That is if everyone even bothers with obamacare. I have talked to many, and more than half aren’t going to switch or pay a fine. They are gonna “sit it out” and not pay any taxes until it is fair. Does the fema camps have enough room for all? My guess is they will just shoot some.

  • truesoy

    Ben,
    You’ve been lied to. There are no genuine health insurance plans anywhere in the U.S., including Arkansas, for $31. Honestly.
    Please, cease and desist from such assertion on matters of health insurance for they are contrary to the truth.
    Sincerely,
    Truesoy