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Mortgage Rates End Year Near Record Lows

WASHINGTON, Dec. 29 (UPI) — The average fixed mortgage held close to historic lows in the week ending Thursday, the Federal Home Loan Mortgage Corp. said.

The 30-year fixed rate rose slightly off an all-time low of 3.91 percent in the previous week to 3.95 with 0.7 points, Freddie Mac said.

The 15-year fixed rate rose from a record low of 3.21 percent to 3.24 percent with 0.8 points.

Five-year adjustable rate mortgages averaged 2.88 percent for the week, coming off a record low of 2.77 percent from the previous week, Freddie Mac said.

“It’s not surprising then that over 5 percent of households in December plan to purchase a home over the next six months, the highest share since May, according to The Conference Board,” said Frank Nothaft, Freddie Mac vice president and chief economist.

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