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Homeowners Can Protect Irreplaceable Items From Flooding

May 16, 2011 by  

Homeowners can protect irreplaceable items from floodingAs of May 11, more than 1 million acres of farmland in Arkansas was flooded due to cresting waters of the Mississippi River.

According to Bloomberg, the Natural State expects the costs of flood damage to exceed $500 million. Furthermore, approximately 3 million acres of land in Louisiana were in danger of being inundated with flood waters.

News reports of this natural disaster have prompted some Americans to ponder their own self-survival techniques in the event of a major flood. According to FloodSafety.com, an individual’s chances of being flooded are significantly higher than other daily risks. For example, homeowners are 27 times more likely to experience a flood than a fire during a 30-year mortgage, the website reports.

Although property damage is inevitable in some cases, the website suggests that individuals can preserve some of their assets by taking certain precautions. Aside from buying a homeowner’s insurance policy that covers flooding, residents should have an elevated place to store irreplaceable items, such as family photographs, important documents, currency and other valuables.

In addition, the website recommends that homeowners should take pictures of the property before and after the flood for insurance purposes.

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  • granny mae

    People that live in hurricane country do this all the time and it is a major necessity. If you live anywhere near a flood zone you should do oe thing for yourself. Take pictures of your property and valuables then get together all your important papers, valuable jewelry and coin collections orstamp collections or just anything of value, and put them all together in a brief case or a water proof box and put them where they will be easy to grab in the case of a sudden need to get out. At times like this when the threat is so close don’t assume it won’t happen to you because it just might. Always prepare for it happening and if it doesn’t that is wonderful but if it does you will be prepared. I always had my valuables ready at all times and when it looked like we were going to need to flea the area or even just make ready to wait out the storm I did up all the laundry I could so we would have clean cloths to take with us or just to have them ready if the power was out for any length of time ! If we were going to wait out the storm I would cook a turkey or a lot of chicken so that we would have plenty to eat when the power was off. There were seven of us so I had to do a lot of thinking ahead of time. I made sure we had back packs ready for leaving, or there was plenty of water drawn for drinking and cooking. If we were to leave we always planned to leave earlier than any others and never did we take the main roads. They are too crowded. If you live in a flood area and have time to evacuate and can do so, get a moving trailer and load your furniture on it and take it to a distant town and put your things in a storage area or check with friends or family and see if you can store it in their garage or even on pallets in their back yard covered with heavy plastic ! I know of people that live near the ocean that take their boats out of the water days ahead of time and take them to family or friends out of the way of danger and leave them there till danger is over. If you have a food supply take it with you out of harms way. I know that some people will insist on staying with their home but I urge you not to do that. You can’t stop the flood and you can’t be sure that it will only go so high. You could find yourself sitting on the roof hoping that you can get rescued off of it ! While you are up there the water may under mine the structure of the house and it could go floating off or worse yet it could fall apart and you could end up drowning ! You have stopped nothing, you have saved nothing, and now you may even loose your life ! Not smart ! At least if you survive you can rebuild. The last I heard they were going to flood certain farm land in Louisiana too so as to save some of the cities. People, if you are not in harms way please get yourself a food supply set up. There is a good chance that there will be food shortages and you will need it. The government isn’t going to tell you all this because they are afraid you will panic but I’m telling you not to panic just start preparing now ! If you have babies in diapers, I will tell you to get some diaper pins and some cloth diapers if you can afford them, if you can’t afford them then get as many small flannel recieving blankets as possible, or get some flannel sheets from the second hand store or where every you can including flannel material amd cut them into diaper size so you will have them to use for diapers in case you can’t get disposible ones ! If you can get as much baby formula as you can and put it aside. Even if your baby is not on formula any more you can use it for their milk at any age. As for baby food you can mash soft cooked veggies and use instant potatoes to mix for food. People I tell you to get ready now. You can think I’m crazy or a nut or what ever and that is fine but you must get past that and open your eyes to see what is coming and coming very soon. Please be ready. God Bless !

    • granny mae

      Another thing to think of is this flooding is caused by the melting of snow and ice up north as they had a hard winter this past year. This may be only the beginning if they have another hard winter this comming winter. It could all happen all over again, so be ready and prepared ahead of time !

      • http://www.reformdc.com nax777

        Always a good idea.

        The Governing parties are unbeatable. It is inhumane to limit the number of immigrants. Life does not begin at conception. These believes combined has and always will wipe out the culture that holds them.

        The stage was set for people to be divided from each other before the founding of the United States. The attempt to unite the people was not and most likely never will be easy. It seems all too easy to pit people against each other and fan the flames.

        Dems & Pubs are faceless but focused power hungry inanities. Do you want the power or freedom?

        Protect your right to self-preservation. Only those with a strong will to maintain numbers and a defensive army will prosper. The more people that engage in distraction the easier it is for the focused.

        Goooh.com, NumbersUSA.com and SBA-list.org depend on active rolls from people as any movement needs in order to succeed. Reformdc.com links to these movements, you might be able to click on my name.

        • Johnny American

          …In reguard to your comment what does the IMMIGRANTS had too do with the flooding of the country from water has too do with that are do you do as the obama told you too do to get his words out by you and the others dumd peoples,,,,, And I bet that you are a native of mexico who is here with out the popular vista …. ..The Governing parties are unbeatable. It is inhumane to limit the number of immigrants. Life does not begin at conception. These believes combined has and always will wipe out the culture that holds them.

          The stage was set for people to be divided from each other before the founding of the United States. The attempt to unite the people was not and most likely never will be easy. It seems all too easy to pit people against each other and fan the flames.

          Dems & Pubs are faceless but focused power hungry inanities. Do you want the power or freedom?

          Protect your right to self-preservation. Only those with a strong will to maintain numbers and a defensive army will prosper. The more people that engage in distraction the easier it is for the focused.

          Goooh.com, NumbersUSA.com and SBA-list.org depend on active rolls from people as any movement needs in order to succeed. Reformdc.com links to these movements, you might be able to click on my name.

    • ValDM

      Every time I read an article about “saving” important papers, valuables. etc.; I’m reminded of an episode that happened when I was still in grammar school in the Cental Valley of CA. We had had torrential rains for several days, and the creek levees collapsed. One man who had a small grocery store knew this was emminent & stored ALL of his papers & valuables high up (in the rafters of his store, I believe). Wouldn’t you know it, but there was a fire & he still lost everything. There were pictures of the fire being fought with men in rowboats. I agree with granny. Keep your stuff close. If you then lose it, it’s on you, & you have no one & nothing but the one in the mirror to blame.

  • Rennie

    When government opens floodgates, it should be 100% liable for the damages that result. The construction of a levee is the same as making a promise you will be protected. You have to consider the possibility that these farmlands may no longer be suitable for food production considering what is in those waters, thanks to Browns Ferry nuclear plant that includes radioactive waste of “unknown” material, (according to official reports). All I can say to people is get as much as you can out of it, and relocate, because as long as you live in a rural area behind a levee, you have to understand a simple majority of votes makes you the sacrificial offering. That is not what any of us pay taxes or trust this government for.

    • 45caliber

      Correct. During a flood in this area, the local city dammed up all drainage that might go into their city – leaving those outside to be flooded as a result. When one friend objected, they told him it was much better to let him flood than some in town – who pay more taxes.

      A local drainage ditch has really grown up and the ditch overflows easily. It has flooded several sub-divisions. When the owners requested the ditch be cleaned to actually drain the water, they were told the same thing. If the water reached the nearby river, it might flood out some millionares who had houses next to the river. It was better if they were flooded out instead.

  • independant thinker

    Back before the feds promissed to “protect us” with their levees people who built in flood planes raised their houses and other structures above known or anticipated flood levels.

  • 45caliber

    If you REALLY want to protect your stuff from floods, don’t build your house in the river bed.

    Too many people believe that a river bed is only the area where the water flows 90% of the year. The actual river bed is where the water flows during a flood. Anyone who finds a nice bend in the river and decides to build his house there is an idiot. Whenever I consider a site for a home, the first thing I do is try to find out where the water runs in a flood. Then I find out how high it gets.

    When I built the house I have now, I checked. Then I placed it on the highest point in the area and had the builder pour the floor an extra six inches higher than normal. He even tried to talk me out of it. Six months after I moved in we had a 22″ rain. The water came up around my house – but it would have had to go up twice as high to get into it. But neighbors had their houses flooded and immediately wanted the government to build dikes and drainage ditches. I felt sorry for them – but not so sorry as to dismiss their foolishness for not checking first. Those who build houses directly on the side of a stream are simply asking to be flooded out.

    • granny mae

      45caliber,

      I agree with you, but I will go one step farther and that is people selling houses and builders of sub-divisions should be made to tell the potential buyer that the house they are looking at is in a potential flood palin. Many times people do not have the knowledge of local flood plains if it is not immediately evident. People that are just moving to the area for instance and a lot of people don’t think to look at things like that. Not smart but it does happen. People should know they can go to the court house in most any town and check out such things as flood areas and taxes on a given property or even the property that is located around the area they are interrested in. Where I live it is manditory that a house built on a river or in a flood plain area has to be built on stilts and in most cases they will tell you how high those stilts have to be according to where your property is located ! Then again there are people out there that can be told this every day of there life and still it won’t sink in. They will insist that they thought you meant someone else and not them ! I have no sympathy for them !

  • http://com i41

    .45, it hard to beleive how many idoits all over build by water and streams. How to save valuables is to build a long ays away from water and stream beds or store valuables some place that is in danger of burning or flooding. Just take the Katerina pukes who had 3 days of warning a stayed there until water was up their rears. Everyone should have been kicke out and all the land turned in to a cane feild, or a let the water take it back for a century or 2.

    • 45caliber

      I know. And speaking of Katrina, there are still people in Houston that came there after Katrina who are having their hotel rooms paid by FEMA because “no one has rebuilt their homes yet in NO.”

      Keep in mind that their “homes” were third rate or lower rentals ment solely for Welfare recipients and that they will NEVER rebuild them. But some judge has ruled that the tax payers have to keep paying for them to have room service and maid service.

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