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Group unveils health insurance proposal

February 23, 2009 by  

Commonwealth Fund has published a proposal in which it outlines its plans for expanding coverage and reducing healthcare costsA private U.S. health policy group has published a proposal in which it outlines its plans for expanding coverage and reducing healthcare costs.

The Commonwealth Fund’s Commission on a High Performance Health said in its recently released report that it is possible to insure everyone, improve the quality of healthcare and trim expenses by some $3 trillion by 2020.

However, this will require deep and comprehensive reforms, such as the creation a national insurance exchange that would offer a choice of private plans and a new public plan.

Other proposals include insurance reforms that will provide affordable coverage for all; aligning incentives with value and effective cost control; accessible, patient-centered and coordinated care; and accountable leadership to achieve national goals.

"With our economy in crisis, health costs squeezing family budgets, and coverage deteriorating, we can’t afford to continue on our current path," says Commonwealth Fund president Karen Davis. "The commission has laid out a pragmatic strategy that could rapidly move us in more positive directions."

She adds that reforming the healthcare is a matter of both "family and national security."

The commission also proposes cost rationalization measures, including payment and information system reforms, that would slow the rate of cost growth to 5.5 percent per year from the currently projected 6.7 percent over the coming decade.

The commission was formed in April 2005 to identify best policies and practices that would lead to improvements in the delivery and financing of healthcare.

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