Dropping Like Flies: The Insurance Policies Obama Promised Everyone They Could Keep


Let’s start with a video:

It’s tempting for us to run this video at the top of every story we publish about Obamacare; the disparity between the word and the deed is just that outrageous. Look at House Minority Leader Nancy Pelosi and Vice President Joe Biden trapped in their insane, frozen rictuses of approbation behind the lying President at the 1:17 mark. Only a political career built on lies could earn someone the ability to grin like that.

It’s happened in Florida (300,000 policy terminations) and in California (119,000 terminations). It’s happening everywhere. But now, Obamacare’s goal-post moving network of new requirements is bringing mass individual insurance policy cancellations right to the doorstep of Washington, D.C.

CareFirst Blue Cross Blue Shield is canceling more than 76,000 individual policies in Virginia, Maryland and Washington, D.C., because of changes in the Affordable Care Act that don’t allow BlueCross to “grandfather” in current policyholders who, under Obamacare, must now meet coverage guidelines that differ from those of the policies they currently — or, rather, formerly — held.

The Washington Examiner reports that the 76,000 terminations represent more than 40 percent of the 177,000 Blue Cross CareFirst customers in the D.C. region:

“Of the 177,000 individuals under age 65 who are covered by CareFirst, about 76,000 of them are in a non-grandfathered plan — a plan that will not comply with the guidelines imposed by the Affordable Care Act at their time of renewal this year or next,” CareFirst said in an email in response to an inquiry by the Examiner.

It continued, “These individuals in Maryland, Washington, D.C., and portions of Northern Virginia will be required by the health law to purchase a new ACA-compliant health plan. This phenomenon is not unique to CareFirst and its members, but rather a result of industrywide changes in accordance with new ACA health plan standards.”

Industry-wide indeed. Blue Cross FloridaBlue has terminated roughly 300,000 policies — about 80 percent of its individual customer base. Kaiser Permanente has notified 160,000 policyholders — about half its customer base in California — that their current plans are going away. An incredible 800,000 policies offered through Horizon Blue Cross Blue Shield, Aetna “and others” in New Jersey must be scrapped because they don’t meet Obamacare’s “keep your policy” grandfathering requirements.

At the same time, Obamacare’s Medicaid expansion in those States which have set up their own health insurance exchanges is far outpacing the enrollment rate for would-be paying customers who’d rather be penalized than pay the ridiculous Obamacare prices.

Summarizing the first days of the Obamacare rollout, industry watcher Bob Laszewski cites Washington State as one example:

Washington state appears to be off to a very clean start. They are saying they have finalized enrollment for about 25,000 lives––most in Medicaid. They also say another 37,000 have completed insurance exchange applications that are awaiting premium payments due in December. Washington has about 1 million uninsured and another 200,000 in the individual market. So, they appear to be on their way to enrolling about 5% of their potential market in both Medicaid and the exchange. That likely says something about where exchanges would be if they had not had the problems.

I will suggest that comparing Washington state’s health exchange experience to that of the federal exchange in the coming months, and the many states running their own exchange who also had problems, will be helpful in understanding just how damaging this start was.

For perspective, Laszewski points out that the American individual health insurance marketplace is made up of about 19 million people (a remarkably low number to begin with). Of those, 16 million have held policies that do not qualify to be “grandfathered” in under Obamacare’s new industry and individual regulations.

In each case, circumstances differ greatly from one individual policy to the next. But in the majority of cases, result is the same: You can’t, it turns out, keep your current plan.

Personal Liberty

Ben Bullard

Reconciling the concept of individual sovereignty with conscientious participation in the modern American political process is a continuing preoccupation for staff writer Ben Bullard. A former community newspaper writer, Bullard has closely observed the manner in which well-meaning small-town politicians and policy makers often accept, unthinkingly, their increasingly marginal role in shaping the quality of their own lives, as well as those of the people whom they serve. He argues that American public policy is plagued by inscrutable and corrupt motives on a national scale, a fundamental problem which individuals, families and communities must strive to solve. This, he argues, can be achieved only as Americans rediscover the principal role each citizen plays in enriching the welfare of our Republic.

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  • Walt wenger

    It would appear to me that anyone who is not able to keep their doctor or keep their plan and the reason for this is Obamacare should be able to swear out a warrant against President Obama for fraud and misrepresentation, criminal charges, which I believe would be felonies. I do not know if a felony qualifies as a “high crime and misdemeanors”, but it just might.

    • smknnjoe

      Maybe a class action suit on behalf of all American citizens. All you illegal, undocumented aliens sorry you’re….SOL.

      • Alan

        They wont be out of luck for long if the POS in chief rams through legalization with RINO’s help.

      • Walt wenger

        Where do I sign?

        • Patti1947

          I want my name on that class action too. I AM LEGAL.

          • Walt wenger

            Maybe we can be the start of something good here! I too am legal! Perhaps we can get a bunch of good stuff done. Pass the Summons and Complaint for my signature, please.

  • Jim Read

    It appears the republicans and other critics of the ACA were/are correct and Obama has been lieing. Pelosi was telling the truth when she said you have to vote on it and pass it to know what’s in it but I don’t think Obama knows yet what is in it.

  • Beverly Golato

    Obama doesn’t care what’s in it as long as it fails and he can create a single payer system. Once he controls that, he controls the citizens. Best possible solution is to not enroll, pay the fine or not and let this monstrosity fall of it’s own weight. No delays, no negotiating and no compromise. Those Democrats called the Republicans, names, they insulted them and degraded them so it’s time to pay them back. They own Obamacare now let them eat it.

  • To Tell The Truth

    Come on now, if you’re reading from this website you weren’t gullible enough to believe that lying crap out of Ocrapo’s mouth in the first place. Only low information voters (READ: Democrats-low IQ sheeple educated in gubmint skools), illegal aliens (READ: future Democrats) or lazy, slovenly unprincipled free-loaders sucking on the gubmint teat (READ: Democrats) ever bought into this lying piece of crap’s oral diarrhea

  • doktor don

    How can one put any credence in anything Posters say; if, they cannot spell, use good grammar; and construct coherent sentences? Often times they do not even know how to use the expression of their, “hate speech,” correctly. Sad state of affairs; when, Democracy depends on an Enlightened Citizenry! And, maybe worse still – – for them – – they do NOT figure in the future plans of the rising, rich oligarchs. What is it they could possibly offer? In fact; they all have Targets on their Backs – – placed there by the very People they defend. Yet, that’s the power of those who Repeat the Big Lies! It certainly worked well for the greatest Evil of the 20th Century.

    • Quester55

      Applications for Obama’s Think tank have been closed down some time ago. However if you still need a Shelter for your inflated Ego, I suggest you ram your head up H.Clinton’s backside, as Obama’s Butt is to Crowded these days!
      Poor Sentence Structure, Could be, But Me Thinks I got my point across, without all of the proper English?!?

    • Incredulous

      “…if, they cannot spell, …:” Right, “doktor don.”

    • rick0857

      So Herr Doktor, your smug, self-serving attitude tells a story about you even you do not understand. You think YOU are better than all of your fellow citizens combined, you also, like the one you worship, Ayatollah “Jim Jones” Obama think yours is the only opinion that matters. It’s you and your repugnant ego that makes you a true Communist/Socialist/Marxist/Fascist/Progressive (which is anything but for PROGRESS) so repulsive to REAL Americans.
      You like the Ayatollah think you have all the answers, to all the questions that mankind could ever ask. When in reality the only answer you have is like all of the simplistic SOB’s like you from history, whose only answer always seems to be “kill everyone who disagrees.”
      Your hate filled “I’m better than you are” rhetoric is more than most people can stand . We simply TOLERATE YOU, because we haven’t yet given up on the idea, that no matter how stupid or wrong headed an idea is, this is still America and everyone in entitled to their opinion no matter how stupid that opinion may be.
      It would serve you well to learn that everyone has an opinion, but just because you have one it doesn’t mean you’re right.

      • rick0857

        Oh yeah I forgot one thing there Herr Doktor we are a REPUBLIC not a democracy. Read the Constitution just once.

        In fact just once I wish all of you Communists could get that simple thing right WE ARE A REPUBLIC. Show me in the Constitution or Declaration where the word DEMOCRACY APPEARS.

      • doktor don

        Another loss of control – – incoherent rant; high on emotion, low on civility. Get a grip! I am the Professor; you are the Student. Hang around & I will do my best to teach you a little American History. I know that you are likely trainable; but, are you educable? We shall see.

        • rick0857

          A professor of what democrat BS?

  • Quester55

    We’ve been telling the Wayward masses for the last 5 years, ” Give Obama enough rope & He’ll Happily Hang Himself,” !
    After all, An Honest man Never needs to recall or Remember his Words, Where-as an LIAR like Obama, Needs to Build on his own lies or be found out !
    ” A Coward dies many times before his own Death, The Brave taste of death but once “.

  • Quester55

    I’ll hate to see the Beginning of the End, If The Government Fails to REMOVE OBAMA & his Communist Party, before the Nov. Dead line. Otherwise We all may be seeing the Rise of the Second Civil War to hit our Nation!
    May GOD help us All!

  • TIME

    My Dear People,
    The number on the LOW side of persons who will lose their Health Care providers stands at: 16 MILLION PLUS++++++.
    The High side is more in line with “”””ALL””””.
    Also please my Good people, watch this video,

    Peace and Love,

  • Incredulous

    An old mentor of mine, and boss, once told me, “It only takes one ‘ah sh!t’ to wipe out 20 attaboys.” Obviously, Barry lied repeatedly to the entire country. Now I’m not saying he’s done anything to deserve even ONE attaboy, but even if he had, the number of obvious lies should at least cause people to question, “How many OTHER things has he lied about?”

  • ibn insha

    Please help me. I do not have much time to research on Obamacare since I spend most of my time working to pay taxes so that other people can have comfortable life.

    Obama was worried about 45 million Americans not having health insurance. He is going to spend $1.36 trillion over the next 10 years to provide health insurance to these people. Doing back of the envelope calculation he would spend over $302,000 on each of those 45 million people over the next 10 years to provide them health insurance. Is not that too expensive or I am missing something? Tax payers would have been better off if government just gave them money to buy insurance in the market. And $1.36 trillion is just current estimates. This cost will go only up. Government can never make anything cheap.

    • doktor don

      Chump change on that $1.36 Trillion, Why? Because the Tax Cut Bush gave the Rich in 2002; amounted to $5 Trillion over 10 years. It’s all relative friends. That money could have been used to pay for the Three Wars of the Bush Dynasty. Instead, it was added to the National Debt.

      • Robert Messmer

        Really too bad you didn’t advise the Democrats to vote AGAINST going to war instead of in favor of it. Even the “love of their live for Democrats” Hillary “What Difference Does It Make” Clinton voted to go to war. Of course she was probably still teed off about Bill and Monica but she voted for the war. Why not since the Democrats had owned every war of note for the last century. National Debt, “officially admitted to” was just a tad over 10 trillion when Obama came into office. Over 17 trillion now and he is on track to more than double it by the time his term is up. So in 8 years he will add as much to the national debt as the 43 Presidents before him did together.

        • doktor don

          Apparently, you are not aware that after Obama was sworn in during his first term; he entered the Oval Office and found Bush’s Budget for the then – – Fiscal Year. It Contained a Deficit of a Trillion Dollars! Naturally, with the Bush Crash; and the Subsequent Loss of Millions of Jobs; the loss of Revenue was devestating! Bush added Billions to the cost of unemployment compensation. Impact: Obama was unable to reduce the Bush Deficit; and it was carried over for five years. That accounts for Five Trillion of your, so-called, Obama Deficits. Look at the current year; Obama has cut the deficit for this years’ Fiscal Year by 50%. You must do more research; and, look behind the Curtain. RW Talk Radio is just, “Trash Radio;” often times funded by the Billionaire’s Club; the same people behind the Government Shutdown.

          • Robert Messmer

            Sorry but by old math, using your assumption that the President Bush budget had a trillion dollar deficit would only cover 1 trillion of Obama’s deficit not all 5 years of it. And Obama is still on track to double the debt, that is add as much debt as the previous 43 Presidents combined. FYI I don’t listen to Talk Radio so no the people behind the Government Shutdown, the Democrats are not able to corrupt me.