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Can the insurance industry be trusted with healthcare?

December 4, 2008 by  

The insurance industry supports mandatory coverageThe lobbying group for the health insurance industry has said that the sector supports universal coverage and will work to improve access at reasonable cost.

However, critics have claimed that the plan would simply place control of healthcare in the hands of the firms – which some say have a history of placing profits above quality.

America’s Health Insurance Plans announced its plan at the National Press Club, describing a system in which all Americans would be required to purchase insurance. In return, the group said providers will stop denying coverage based on pre-existing conditions.

In addition, the lobbyists suggested that the insurance options are streamlined so that every person has a basic plan they can supplement with additional options if needed.

The plan also contains a proposal for a tax credit from the government to help make coverage more affordable, as well as ideas for cutting unnecessary treatments and incentives for raising the quality of care.

President-elect Barack Obama has said he will make healthcare a priority in the first couple of years of his presidency; however, he has said he opposes mandatory coverage.
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  • Bob Livingston

    Reasonable cost is the key. The insurance industry is corrupt and it will take a lot of work to right the ship. I’m doubtful we’ll see any serious changes to the insurance situation anytime soon.

  • Gary

    Health insurance could be affordable, if in additon to getting the insurance

    companies straight, the people being insured would take more responsibility for
    their own good health.
    Much of the cost of health insurance goes to treating people with perfectly
    preventable conditions. Complications from smoking, drinking, recreational
    drug use, and obesity, account for a large percentage of health care expenses
    in this country.
    The solution: Allow insurance companies to require that every person
    covered by health insurance, get an annual health exam. The exams would
    be uniform through out the country, and the results ot the exams, along with the
    doctors bill, would be frowarded to the insurance companies.
    If the exam results show that people are engaging in risky behaviors their
    individual premiums would be adjusted to reflect that behavior.
    Granted, many people would find health insurance too expensive to afford.
    Many others though, would adjust their lifestyles in order to save money,
    and the cost overall for health insurance would come down for everyone who
    is covered.
    Problem is you cannot help EVERYONE !! Some are just too hard
    headed to adjust.

    • http://watercure2.org Bob Butts

      Health care is not affordable if they paid us to use it in most cases. View the TV news specials on our watercure2.org. where people tell their stories of how they got well at no cost. We sell nothing, nor accept any compensation.

  • Karem Grandpre

    Companies that are in the business of making as much money as they possibly can selling insurance aren’t going to be interested in whats good for us medically. Humane nature! Or business nature!

  • Robert

    Can the insurance industry be trusted with health care? . . . . The answer , a little two letter word NO.
    The lobbying group for the health insurance industry , , , NOW , there is the root of the problem 1. Put a stop to lobbyist. 2. Regulate , then regulate some more.
    Why are more and more Americans becoming uninsured or under insured when it comes to health care ? Simply put , it is too EXPENSIVE. WHY ? With lack of REGULATION and with the help of health care lobbyist , Insurance Companies can charge what they want , because they can with no oversight what so ever.

  • http://None Leland J. Moles

    The only way we will ever have good Health care in this country is to get the Corporations out of the Health care industry. When you have insurance companies that operate at a 35 or 40% overhead and Medicare can do a better job with a 3% overhead something is amiss. We don’t have to pay millions or billions to Ceo’s and pay for their jets or condo’s or whatever. With Medicare the Ceo is the head of Human Services which is a cabinet position and answers to the President and is payed by the tax payers which after the disasaters eight years we have gone through maybe they will pay a little more attention. We could all pay for health care by simply putting a dedicated tax of one cent on the the dollar for every dollar spent on all food wheather sold in stores, vending machines, ballparks, restraints where ever food is sold, everyone has to eat and this way someone can’t say he or she is paying for someone elses health care.

  • bob indiana usa

    insurance is the monster between hospitals and patients that no-one seems to see. like banks they are too many and too big supporting too many pencil- pushers. my last insurer drives a hummer, my new one a bmw. nationalize already !! as far as banking problems, the regulators who didnt regulate are the ones who should be on trial..

  • Beverly

    Insurance companies should NOT control our health care. When my husband was in hospital/rehab recovering from broken bones from a tree branch hitting him and double stroke, his medical doctors wanted to keep him for another month at least but the insurance doctors, 3000 miles away on the west coast, decided he should be sent home.

  • Eric g

    My doctors have and do charge 3 times more for tests if the pateint pays cash . If you have health insurance they charge only about 1/3 . evidently the insurance companies are better barginers . My neihbor refused to pay his doctor . He said he wanted to go to court , the doctor evidently didnt and quit sending bills . The pt is there seems to be a lot of room for a great deal of varibility in charges .

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