Oh Wait, Did We Say You Could Keep Your Plan?; Majority Of Americans Believe Obamacare Will Make Healthcare Worse; McCain Goes Full Frontal RINO; Obama Praises New FBI Chief, Promises No Political Hurdles; And Why Americans Should Be Happy The Saudis Are Angry— Personal Liberty Digest™ P.M. Edition 10-28-2013

Brush up on the day’s headlines with Personal Liberty’s P.M. Edition news links.

Carney Takes The Long Route To Admitting Obama’s ‘You Can Keep Your Plan’ Promise Isn’t True

From today’s White House press briefing: Fox News’ Ed Henry asked Press Secretary Jay Carney if he still maintained that the President’s infamous promise – that Americans who liked their health plans could keep them under Obamacare – is still true today. Watch… 

More Than Half Believe Obamacare Will Make American Health Care System Worse

A Rasmussen poll released today shows more than half of American voters sampled believe the implementation of the Affordable Care Act will ultimately damage the quality of health care offered in the United States. Read More… 

Senator John McCain Lets His RINO Flag Fly

In a recent interview with Bloomberg, Senator John McCain lavished praise upon former Secretary of State Hillary Clinton. He thinks she will be a “formidable” Presidential candidate. Read More… 

Obama Praises FBI Chief Comey, Pledges To Shield Agency From Politics

President Obama praised James Comey as the new FBI director and pledged to keep politics from interfering with the FBI mission Monday. Read More… 

Ron Paul Straight Talk: Americans Should Embrace Chilling Relations With Saudi Arabia

The Saudi leadership is angry that the Obama Administration did not attack Syria last month, and that it has not delivered heavy weapons to the Syrian rebels fighting to overthrow the Assad government. Americans Should Be Glad…

Senator John McCain Lets His RINO Flag Fly

In a recent interview with Bloomberg, Senator John McCain lavished praise upon former Secretary of State Hillary Clinton whom he thinks will be a formidable Presidential candidate.

The failed Presidential candidate and longtime Senator said that, with the exception of the handling of the Sept. 2012 terror attack in Benghazi, Libya, Clinton served as an “outstanding” Secretary of State.

“Being a loser, I’m not sure what I have to say would be very impactful,” McCain said to a group of reporters.

“I don’t think there’s any doubt that Secretary Clinton would be a very strong candidate,” McCain. “I don’t think there’s any doubt she has widespread support. Her work as secretary of state, with the exception of this issue of Benghazi — which isn’t going away — I think has been outstanding. I think she would be viewed by anyone, Republican or Democrat, as a very formidable candidate for 2016.”

McCain went on to praise Vice President Joe Biden, saying that the Vice President is a “wonderful guy” and that it would be “a shame” to rule him out of the 2016 Presidential race.

Carney Takes The Long Route To Admitting Obama’s ‘You Can Keep Your Plan’ Promise Isn’t True

From today’s White House press briefing: Fox News’ Ed Henry asked Press Secretary Jay Carney if he still maintained that the President’s infamous promise – that Americans who liked their health plans could keep them under Obamacare – is still true today.

Here’s Carney’s long admission:

Carney: “Well, well, let’s – let’s just be clear. What – what the President said, and everybody said all along is that – there are gonna be changes brought about by the Affordable Care Act that create minimum standards of coverage. Minimum services that every insurance plan has to provide…so that an individual shopping for insurance, ah, when he or she purchases that insurance, knows that maternity care is covered; preventive services are covered; that mental health services are covered; that the insurance policy you buy doesn’t have an annual limit, or a lifetime limit; that there re out-of-pocket expenses capped at a maximum level both annually and for a lifetime, so – it’s true that there are existing health care plans on the individual market that don’t meet those minimum standards and therefore, ah, do not qualify for the Affordable Care Act; there are some that can be grandfathered if people wanna keep insurance that’s substandard.”

Obama On Three-Year Defense Now; A Do-Over For Healthcare.gov?; Black Boxes Could Tax Cars; Tiers Of Taxes; Banning The Big Fridge – Monday Morning News Roundup 10-28-2013

Here is a collection of some of the stories making the Internet rounds this morning. Click the links for the full stories.

  • President Obama is facing the abyss. It’s that moment when a president’s plans are overwhelmed by his problems, and he’s relegated to playing defense for the rest of his White House term. Obama’s agenda already lingers near death. His poll numbers have slipped to new lows. His speeches are full of alibis and accusations. Obama hasn’t reached the point of no return, but he’s close. Source: The Weekly Standard…

 

  • The chairman of the House Intelligence Committee said Obamacare’s Web site, already a tangled mess, might need to be rebuilt from scratch to to protect against cyber-thieves because he fears it’s not a safe place right now for health care consumers to deposit their personal information. Source: New York Post…

 

  • As America’s road planners struggle to find the cash to mend a crumbling highway system, many are beginning to see a solution in a little black box that fits neatly by the dashboard of your car. The devices, which track every mile a motorist drives and transmit that information to bureaucrats, are at the center of a controversial attempt in Washington and state planning offices to overhaul the outdated system for funding America’s major roads. Source: Los Angeles Times…

 

  • The EU is now in the process of taking away larger size electric appliances from consumers, saying they consume too much energy. Small appliances are enough for the citizens and they’ll just have to learn to like them. Source: NoTricksZone climate blog…

 

  • Nothing thrives in Illinois like local government – almost 7,000 units that tax, spend and drive up debt in a state struggling to pay off vendors and cover almost $100 billion of unfunded pension liabilities. More than any other state, Illinois illustrates how local taxing bodies flourish across the U.S., whether urban or rural, Republican or Democrat. The governments duplicate services and burn tax dollars at the same time states slash money for education and Washington cuts discretionary spending. Source: Bloomberg…

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Using Yellen To Audit The Fed; More Americans On The Dole Than On The Job; Creepy Uncle Sam And ‘Scary As S***’ Obamacare; Yahoo, Facebook Provide Government Request For Info Numbers; U.S. Support For Gun Control Drops; And More— Personal Liberty Digest P.M. Edition 10-25-2013

Brush up on the day’s headlines with Personal Liberty’s P.M. Edition news links.

Rand Paul Intends To Use Yellen’s Confirmation To Audit The Fed

Senator Rand Paul (R-Ky.) will likely challenge President Barack Obama’s nomination of Janet Yellen as the Federal Reserve’s next top decision maker in a bid to force a Senate vote on a bill he proposed to audit the Fed’s policy-making deliberations. Read More… 

Cops, Social Media Collude On New Ways To Block Internet Posts That Organize Public Protest

An independent journalist and internet consultant who attended this year’s  meeting of the International Association of Chiefs of Police reports that police and social media services are in the process of teaming up to nurture development of an internet “kill switch” that would effectively squelch public protest organized and planned through social media. Read More…

More Americans On Government Entitlement Than Working Full Time

There are more Americans receiving some form of means-tested government benefit than there are full time workers, according to Census Bureau data released recently. The Numbers…

Creepy Uncle Sam Video: Opt Out Of ‘Scary As S***’ Obamacare

Generation Opportunity, the political group for free-thinking, liberty-loving young Americans responsible for a number of anti-Obamacare ads, has released a new Halloween-themed advertisement encouraging Americans to opt out of President Barack Obama’s healthcare system. Watch…

EFF Examines Government Requests For Data To Yahoo, Facebook

In light of this summer’s revelations about the NSA’s PRISM—the program under which the NSA gains the ability to access the private communications of users of many of the most popular Internet services, including those owned by Google, Microsoft, Facebook, and Yahoo— Internet giants are rushing to do what they can to restore user trust. Learn More… 

U.S. Still Divided On Passing Stricter Gun Control Laws

Public support of stricter gun control laws has dropped by nine percent since the school shootings in Newtown, Conn., last year, a Gallup poll found. Read More… 

Creepy Uncle Sam Video: Opt Out Of ‘Scary As S***’ Obamacare

Generation Opportunity, the political group for free-thinking, liberty-loving young Americans responsible for a number of anti-Obamacare ads, has released a new Halloween-themed advertisement encouraging Americans to opt out of President Barack Obama’s healthcare system.

scarecare

Sign the Generation Opportunity pledge to opt out of “Scary Care” here.

The organization also provides this helpful Opt Out Of Obamacare FAQ Sheet:

Don’t I have to buy into Obamacare? Isn’t it illegal to not buy Obamacare insurance?

No. There is a relatively small tax associated with not buying government-approved health insurance, but you can pay that small penalty and buy a health insurance plan that meets your individual needs.

For example, in Virginia right now there are 87 health care plans sold on the individual market — the cheapest one being $40.84 per month. Not all of those plans would meet the standards to be sold in a government “exchange,” but almost all of them would be a better deal for young Virginians. It’s like that across the country.

Why would I turn down government assistance to buy health care? It’ll be cheaper (or free) if I get it from the government, right?

No. It will be more expensive and it will certainly not be free. Because Obamacare is structured in a manner that transfers wealth from the young to the old, contains many coverage mandates, and caps deductibles (how much you pay out of pocket before the insurance company foots the bill), your premiums (monthly insurance payments) will be much higher than they are now in the individual marketplace. In fact, premiums are expected to rise for the average 18-29 year old by an average of 169%.

Even if rates rise, doesn’t Obamacare provide assistance to help people cover the increased costs?

Yes, but many people will not be eligible and it still won’t be enough to make it a good deal for you. And forget about even comparing it if you consider how much you’re going to shell out in taxes to pay for this new program.

If you receive health insurance through your employer, you will not be generally eligible for any subsidies unless your premiums exceed 9.5% of your adjusted taxable income. Anyone making less than poverty level ($11,490/individual, $23,550/family of 4) will not be eligible for any subsidies under Obamacare because they will be under Medicaid. If the individual/family resides in a state that chose not to expand Medicaid, they will receive no subsidies. The government will offer tax subsidies for eligible Americans with health insurance from 125% to 400% of the poverty rate. This means that a 27-year-old making $34,000/year will receive $0 in subsidies, but still pay an average rate of 169% more for insurance).

Keep in mind that this is all basically a shell game. Obamacare is spending trillions of dollars to offer insurance rife with government mandates that is more expensive than what’s already provided, and then taxing people further to provide these subsidies.

I want everyone in America to have health care. Even if I have to pay more, am I not just paying more to take care of my fellow citizens?

You’re paying a lot more to offer precious little help to your fellow citizens. Obamacare still leaves 30 million uninsured by 2022 while spending more than $2 trillion over 10 years. And that doesn’t even count the increased monthly insurance payments you’ll make in the form of higher premiums.

The real problem is that the cost of health care has gotten out of control, pricing normal people out of the market. Insurance cannot cost less than the care it covers, and costs will not go down unless everyone is empowered as consumers to shop around for competitive prices. Unfortunately, Obamacare further blurs the lines between health care and health insurance, distorting the market and increasing costs even more.

If you want to help more people access affordable care, basic health procedures should work more like Lasik eye surgery, which is transparently priced, and often paid for out of pocket. Because doctors compete for patients and middleman interference is limited, the costs of this procedure have decreased by 70% in the past decade. In contrast, the cost of health care in general in the United States has increased at more than double the rate of inflation over the past two decades.

Isn’t healthier people covering costs for the sick how insurance works?

No. Insurance is about protecting individuals against unexpected and costly events. Obamacare “insurance” isn’t like real insurance. It’s government-run health care that forces young people to pay for older generations, as opposed to insurance based on risk (like auto insurance) or a self-insurance program (like life insurance).

Under a real insurance program, you’d be able to save money by making better decisions: such as living a healthier lifestyle and shopping around for more economical health services.

Even if Obamacare is a generational transfer of wealth, won’t young people benefit from it in the long-run?

Unfortunately, no. The Millennial generation (those of us that are currently 18-29) will not benefit from Obamacare the same way current older Americans will. Chris Conover from the American Enterprise Institute mathematically tested the claim that increased costs are OK now because young people will reap the benefits later, and found it to be false. Young Americans today will never break even and will always be net losers under Obamacare. As Conover’s calculations prove, the lifetime cost of premiums for young Americans under Obamacare are higher than what they would pay under market-driven rates. This essentially makes Obamacare an excise tax of 18% for the average 18 year old purchasing health insurance through its exchanges.

Doesn’t Obamacare help people with pre-existing conditions?

There’s no doubt that some young people who have a serious condition but do not have employer-based insurance will find it easier to find and afford insurance. But 96 percent of young Americans do not have a chronic condition, and Obamacare will drive up the cost of health care so much that very few people, even those with pre-existing conditions, will benefit from the law.

The best way to deal with the pre-existing conditions issue isn’t to issue a government mandate that essentially says insurance companies can’t calculate for risk (which is, fundamentally, how insurance works) but to allow creativity in the process. As John Cochrane from the Cato Institute explained:

“A truly effective insurance policy would combine coverage for this year’s expenses with the right to buy insurance in the future at a set price. Today, employer-based group coverage provides the former but, crucially, not the latter. A “guaranteed renewable” individual insurance contract is the simplest way to deliver both. Once you sign up, you can keep insurance for life, and your premiums do not rise if you get sicker. Term life insurance, for example, is fully guaranteed renewable. Individual health insurance is mostly so. And insurers are getting more creative. UnitedHealth now lets you buy the right to future insurance–insurance against developing a pre-existing condition.”

I don’t like Obamacare, but I support a single payer system. What’s your position on that?

We do not think that more government is the solution. But we’re glad to work with you on opposing Obamacare. This entire scheme is a huge handout to corporate interests — massive insurance companies, hospitals and drug companies. Big government propping up big business isn’t OK.

Hopefully, we can convince you that a health care system based on freedom and competition will lead to more health care coverage and better quality care than a single-payer system. But let’s have that debate without lining the pockets of big business at young Americans’ expense.

BCBS Drops 40 Percent Of D.C.-Area Market Thanks To Obamacare; Snowden Refutes Feinstein: The NSA’s Hands Touch Everything; DHS Confiscates Reporter’s Work; The Slain Capitol Hill Driver 911 Tapes; Gov’t Beneficiaries Outnumber Full Time Workers; Teachers’ Union Bats For Sex Offenders – TGIF Friday Morning News Roundup 10-25-2013

Here is a collection of some of the stories making the Internet rounds this morning. Click the links for the full stories.

  • CareFirst BlueCross BlueShield is being forced to cancel plans that currently cover 76,000 individuals in Virginia, Maryland, and Washington, D.C., due to changes made by President Obama’s health care law, the company told the Washington Examiner Thursday. That represents more than 40 percent of the 177,000 individuals covered by CareFirst in those states. Source: Washington Examiner…

 

  • National Security Agency leaker Edward Snowden on Thursday disputed Senator Dianne Feinstein’s (D-Calif.) claim that the government’s phone record collection program is not “surveillance.” “Today, no telephone in America makes a call without leaving a record with the NSA. Today, no Internet transaction enters or leaves America without passing through the NSA’s hands,” Snowden said in a statement Thursday. Source: The Hill…

 

  • A veteran Washington D.C. investigative journalist says the Department of Homeland Security confiscated a stack of her confidential files during a raid of her home in August — leading her to fear that a number of her sources inside the federal government have now been exposed. Source: The Daily Caller…

 

  • Stamford, Connecticut police have released several 911 tapes that shed light on the emotional state of Miriam Carey, the woman who led Capitol Hill police on a car chase earlier this month before she was shot dead. Source: CBS New York…

 

  • Americans who were recipients of means-tested government benefits in 2011 outnumbered year-round full-time workers, according to data released this month by the Census Bureau. They also out-numbered the total population of the Philippines. Source: CNS News…

 

  • With support from teachers’ unions such as the National Education Association and the American Federation of Teachers, liberals like Rep. Keith Ellison (D-Min.) are opposing a bill that would help protect school children from the possibility of being exposed to criminals, including sex offenders, in America’s schools. Source: Breitbart…

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Obama’s Unsettling, Repeated Use Of ‘My’ Mililtary; Feinstein Can’t Stop Loving The NSA; Healthcare.gov’s ‘Groundhog Day’ Experience; Obamacare’s Too Expensive For Resort Towns; And More— Personal Liberty Digest™ P.M. Edition 10-24-2013

Brush up on the day’s headlines with Personal Liberty’s P.M. Edition news links.

Is Feinstein Too Old To Understand That The NSA Is Spying On Americans, Or Is She Just A Liar?

Over the past couple of weeks Senator Dianne Feinstein (D-Calif.) has been pumping out op-ed pieces for national newspapers in defense of the National Security Agency’s phone record collection program, arguing that the collection of millions of Americans’ communication data is not “surveillance” and “is necessary and must be preserved if we are to prevent terrorist attacks.” Senility Or Lies?..

Commander In Chief Or Dictator?

On Tuesday President Barack Obama concluded his remarks about Medal of Honor recipient Capt. William D. Swenson by saying: “With that, I’d like my military to read the citations.” It isn’t the first time the President has made reference to his military. Watch… 

ProPublica Chronicles Obamacare Users’ Angry Feedback About Healthcare.gov

Over the weekend, the U.S. Department of Health and Human Services began unveiling its effort to fix Healthcare.gov, the home for the Federal insurance marketplace. Part of that was a blog post soliciting comments from folks who have tried the site. Users Aren’t Pleased… 

Colorado Democrat Pushes Obamacare Waiver For Constituents In Mountain Resort District

Democratic Congressman Jared Polis is planning to request an individual exemption from Obamacare for affluent residents of the ski resort communities that comprise his legislative district in Colorado. Read More… 

The FDA Makes Ancient Remedies Unaffordable

Colchicine can be used to treat gout, Behcet’s disease, pericarditis, and the Mediterranean fever. It has been in use as a medicine for over 3,000 years. After serving as ambassador to France, Benjamin Franklin brought colchicum plants back to America in order to treat his own gout. Modern science has further refined the drug for better medicinal use. The FDA Made It Very Costly… 

Videotapes Show Mentally Ill Prisoners Being Abused With Pepper Spray

The California corrections department said it is working to create new rules that would limit the use of pepper spray on mentally ill inmates. Read More… 

Commander In Chief Or Dictator?

Three times recently, President Barack Obama has referred to the U.S. armed services as “my military.”

He said it first in August, according to a transcript posted by the White House: “But as I’ve already said, I have had my military and our team look at a wide range of options.”

In September, The Guardian reported that Obama said: “My military assured me that we could act today, tomorrow, a month from now.”

And on Tuesday, Obama concluded his remarks about Medal of Honor recipient Capt. William D. Swenson by saying: “With that, I’d like my military to read the citations.” Click here to read the transcript of the ceremony on the U.S. Army’s website.

Better yet, listen to the President himself. Tea Party News Network assembled this video, which features the three times Obama spoke the words “my military.”

 

Hillary Heckled; Dems Warm To GOP-Backed Obamacare Delay; IRS Blames Shutdown For Late Start On Tax Filings; Obama Pushes ‘Girly’ Unisex Hats For Marines; America’s PC, Sissified Halloween – Thursday Morning News Roundup 10-24-2013

Here is a collection of some of the stories making the Internet rounds this morning. Click the links for the full stories.

  • Former First Lady and Secretary of State Hillary Rodham Clinton spoke to a large crowd at the University at Buffalo Wednesday night, as part of the university’s Distinguished Speaker Series, and was heckled. “Benghazi, you let them die,” the heckler shouted. “We have to be willing to come together as citizens to focus on the kind of future we want, which doesn’t include yelling. It includes sitting down and talking with one another,” Clinton said in response to the heckler to huge applause from the audience. Source: RealClearPolitics…

 

  • Senator Joe Manchin on Wednesday said he plans to back Republican legislation that would delay Obamacare’s individual mandate to have insurance. The West Virginia Democrat is set to announce during Wednesday night’s “The O’Reilly Factor” that he’s joining forces with Senator Johnny Isakson (R-Ga.) on legislation that would delay the penalty by a year. Source: The Hill…

 

  • The IRS said this week it is delaying the start of the tax filing season, leading Republicans to argue that the agency is putting its focus on implementing Obamacare at the expense of helping average taxpayers. The IRS blamed the government shutdown, saying that when it furloughed 90 percent of its employees it lost too many work days to begin processing returns on time in January. Source: The Washington Times…

 

  • A change to the Marine Corps’ uniform hats could take the hard-nosed Leathernecks from the Halls of Montezuma to the shops of Christopher Street. Thanks to a plan by President Obama to create a “unisex” look for the Corps, officials are on the verge of swapping out the Marines’ iconic caps with a new hat that some have derided as so “girly” that they would make the French blush. “We don’t even have enough funding to buy bullets, and the DoD is pushing to spend $8 million on covers that look like women’s hats!” one senior Marine source fumed to The Post. “The Marines deserve better. It makes them look ridiculous.” Source: New York Post…

 

  • University students in America have been told not to wear “offensive” Halloween costumes including cowboys, indians and anything involving a sombrero. Students at the University of Colorado Boulder have also been told to avoid “white trash” costumes and anything that portrays a particular culture as “over-sexualized” – which the university says includes dressing up as a geisha or a “squaw” (indigenous woman). They are also asked not to host parties with offensive themes including those with “ghetto” or “hillbilly” themes or those associated with “crime or sex work.” Source: The Telegraph…

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